Where Can The “Sandwich Generation” Go?

HCR Wealth Advisors is a registered investment advisory firm. The company’s blog provides insight to any and all who choose to read the articles published on it.

A thought-provoking article may prove insightful to the “sandwich generation” of middle-aged adults dealing with significant financial strains. A lot of adults find themselves in a financial position to support their aging parents, themselves, and their children at the same time. With the “sandwich generation,” parents must cover costs associated with caring for the children and their elderly parents. Unlike generations past, elderly people may find their retirement budgets much tighter for a host of reasons. Unrecovered losses from the 2008 market collapse combined with increases in the cost of living have led some elderly parents to ask their adult children for financial assistance. Without the help of their children, these elderly people might not be able to make ends meet.

Unfortunately, covering the costs of both parents and kids makes things troublesome for the “sandwich generation.” And the members of that particular generation do have their own expenses to pay for as well.

The worst thing members of the “sandwich generation” could do is nothing. Simply collecting a paycheck and paying bills for all parties can eventually create a disastrous financial situation. Limited funds eventually hit the proverbial wall and run out. Careful budget planning must be done to address everyone’s expenses. With older parents, those expenses need to be carefully evaluated. Since you must put money into your children’s college funds and your own retirement savings account, eliminating expenses unnecessary for retired adult makes sense.

Don’t consider it selfish to put your own financial needs first. Remember, if you are not in a good position to care for yourself financially, you won’t be able to care for others.

@HCRwealth provides personalized investment strategies to help clients reach their financial goals.

HCR Wealth Advisors is not affiliated with this website.

Candid Talk With OSI Group President David McDonald:

OSI Group President and Chief Operating Officer David McDonald recently talked candidly about his career with CEOCFO Magazine. David talks about how he joined OSI Group over thirty years ago and the company had a huge hunger for growth. That appetite still remains today according to David. He asserts that growth, along with customer service is the cornerstone of the OSI Group philosophy. The family culture at OSI demands that customers and employees be treated as family. David is of the opinion that OSI’s customers and partners, along with the company’s great people is what has allowed the company to grow from a regional food wholesaler to a global leader in creative, custom food solutions. David is asked about how he sets and encourages the company’s culture with such a large operation that stretches across the globe. David says it comes down to the great partnerships that OSI Group has. The company’s partners know the business in their respective regions of the world. OSI also encourages entrepreneurial spirit by using their customers as inspiration. David states that the company is at its best when being pushed by a challenge a customer presents. Exceeding customer expectations is always the goal of every OSI Group transaction with its customers. David McDonald is also a huge proponent that you can’t deny change. Change is inevitable and the most successful companies are the ones that can quikly adapt to changing market. Being able to quickly adapt always puts a company in the lead in its industry. David maintains his entrepreneurial passion after thirty plus years with OSI due to the fact that every day presents new challanges. The company’s core values always stay the same, but each day is a new set of problems to solve and new individuals to interact with.

About OSI Group:

OSI Group was founded in 1909 by Otto Kowlschowsky under the name Otto & Sons. More than a century later the organization is one of the largest food wholesale and food solutions operations in the world. OSI Group has facilities in 17 countries worldwide. Major clients to the firm include McDonald’s, KFC, Subway and Papa John’s.

About David McDonald:

David McDonald is President, Chief Operating Officer and Member of the Board of Directors with OSI Group. He has been with the compnay since 1987 after he completed his animal science degree at Iowa State University in Ames Iowa.

To Learn More Click Here


Fortress investment has a total of $43.6 billion of property. It is one of the leading and highly enlarged global investment manager. It’s involved in the management of properties for clients and investors in various countries, real estate and strategies on permanent capital investments.This group has investment performance as its core objective. They put efforts towards generating strong risk-adjusted returns for a long time for their investors. One of its core competencies Is that it specializes in investments which are assets based on its credit funds and equity funds to gain significant experience in deep and broad finance in a diverse set of asset type. Expertise in this group extends their services to owning, pricing, financing and overseeing physical, financial asset management protected by diversified long-term cash flows.Nevertheless, Fortress has a deep understanding of the industries it partners with to make investments. In its course of investment execution and portfolio companies operation, it has created a team of professionals in investments with relationships and significant sector-specific expertise with leading institutions,companies and individuals in the whole world.

Fortress has a unique way of dealing with challenges whereby it has set tools for assessing structural, operational and strategic problems within the company thus its ability to engage in and extracting value from complex investments through the help of these tools.Fortress investment group works with management, the corporate board of directors and several stakeholders in aid of determining optimal execution and structuring of investments due to their experience in acquisitions and corporate mergers.This group has valuable capital markets expertise who help in securing financing for investments with low risks and low cost by assessing equal capital markets and the debt.Fortress investment group utilizes social media mostly in marketing. Audiences segments can are leveraged with the fortress social media optimization thus the vigorous growth of the company. Social media is essential for the company because leaving it can lead to loss of a huge chunk of global customers.The leadership in Fortress investment group is committed to retaining the high strength of the corporate governance practices and policies.

There are specific procedures and policies set aside by the board of directors and a framework for the establishment of the most significant levels of business accountability and integrity. Fortress investment group deals with raising, investment and management of assets such as private equity, real estate, credits and capital investment strategies which are permanent; it serves individual investors and institutional clients worldwide. This group is the leading and highly diversified global investment manager. The soft bank group has completed the acquisition of Fortress investment group as previously announced for $3.3 billion. All outstanding fortress shares belong to the soft bank group and its subsidiaries following the close of transactions. The completion is as a result of satisfaction of all conditions to the closure of the operation including receiving of all essential regulatory approvals and Fortress shareholders approving the transaction. Now fortress will operate as an independent business with the soft bank.

Ryan Seacrest: TV and Radio Personality, Producer, and now, Inspiration for Kids

Ryan Seacrest was born on December 24, 1974 in Atlanta, Georgia. An ambitious individual since his youth, he got his start in media by handling school announcements at Dunwoody High School. Just before college, an Atlanta radio station took him up as an intern, where he continued to work through his time as a student at the University of Georgia.

In 1990, he moved to Los Angeles to start a radio show, Ryan Seacrest for the Ride Home, which was popular for most of its run up to 2004. In 2003, he launched the syndicated program On Air with Ryan Seacrest and later replaced his idol, Casey Kasem, as the host of American Top 40. In conjunction with his time on radio, he has also produced and co-hosted some of the biggest shows featured on American television, such as Keeping Up With the Kardashians, American Idol, and Live with Kelly and Ryan. For those not into TV shows, he may be best known for hosting New Year’s celebrations, which he has been doing since 2012.

With such a prolific career in media and in fashion industry, Seacrest has many connections. Through the Seacrest Foundation, Seacrest is seeking to reach out to kids struggling with illness. The Foundation intends to achieve this by building media centers in children’s hospitals nationwide. By providing a venue for media broadcasting in these medical centers, Seacrest will supply ample opportunity for patients to meet and interact with their favorite celebrities. The goal is to lift the spirits of children who are hospitalized to help them endure the difficulties they undergo with sickness.

The Seacrest Foundation can be found at any hospital where there is a Seacrest Studios location. The Seacrest Foundation hopes to extend its reach from a few hospitals in the U.S. to hospitals all across the world, and they are seeking help to make this ambition a reality. To help, check out their website here for opportunities to donate, volunteer or intern, and increase awareness of their endeavors on social media.

Jed McCaleb Talks About Stellar and his Favorite Book

Jed McCaleb, expert programmer, is the CTO and co-founder of Stellar, a company that works all throughout Asia and Europe, bringing financial options to areas that previously did not have these services. Due to Stellar’s innovations in blockchain technology, dozen of companies have began offering international transactions. This is all thanks to Stellar’s Protocol, which Jed McCaleb and his team have tweaked to the point of conducting transactions in less than five seconds.

In the past, Jed McCaleb has worked in a handful of other industries. He created eDonkey, one of the most successful file sharing programs during the early ages of the internet. He also started Mt. Gox, a bitcoin exchange platform. Even with such an impressive resume in the tech world, Jed McCaleb hasn’t always been successful.

“I’ve had so many failures as an entrepreneur,” McCaleb said in an interview. “I just don’t let them stop me,” he proclaimed. In order to be successful, Jed explained a person must be willing to put up with failures and setbacks. “As long as you can keep taking swings at the pinata, it will eventually break,” said McCaleb.

In the same interview, McCaleb explained exactly where he got the idea of Stellar from. He understood what could be solved using blockchain technology, tweaked the open source system and improved it. His system is now called the Stellar Protocol. “Bitcoin is essentially a way to move value from one person to another,” McCaleb said as he began to explain the differences between bitcoin and Stellar. “Stellar links all these different institutions to each other, including Bitcoin.”

Stellar primarily operates in the developing world. It is already incorporated into dozens of charities and businesses in Europe and Asia. IBM is even a client of Stellar, using the Stellar protocol in their digital infrastructure.

Before the interview concluded, Jed McCaleb mentioned a book that all entrepreneurs should read: Black Swan. The book is about the theory of the Black Swan. The theory states that particular activities eventually lead to random events. McCaleb uses the stock market crash of 2008 as an example.

HCR Wealth Advisors: Working to Build Financially Strong Families

HCR Wealth Advisors works with clients to create personalized financial strategies. Some clients between the age of 30 and 50 have been nicknamed “The Sandwich Generation.” The name is fitting because these people are in the unique position of having to care for one or several elderly parents and help their children with college expenses. All of this is happening while they need to be saving for their retirement.

HCR Wealth Advisors works with clients to create personalized financial plans. Most people are encouraged to put in as much money as possible into their retirement account. The account might be provided by an employer or one you established yourself. Today, people can live for as long as 90 years. It is not hard to imagine that people in the future might even live longer. That is why planning and saving for retirement is a topic @HCRwealth stresses and teaches.

Getting children educated and out of the home is another area to think about when dividing your income. Students who incur significant student loan debt may have to move back home just to make ends meet. One way to help your children pay for college is by saving money in a tax-deferred education account. These accounts hold many advantages. The sooner you can create one the better.

HCR Wealth Advisors knows how crucial it is for you to understand your parents’ financial situation. As a child, your parents may not have discussed money matters with you. When caring for aging parents you should know what the source or sources of income are, and how long they are going to pay out.

Health insurance plans should be studied. Knowing what benefits your parents have or do not have will be something you can do your best to plan around.

Planning, educating, and understanding complex financial situations are things HCR Wealth Advisors strives to do with every client. The firm has been in business for over two decades.

HCR Wealth Advisors is not affiliated with this website.

OSI Industries Continues Making Big Moves In Europe With Acquisition Of Flagship Europe:

OSI Industries, a world leader in food processing and custom food solutions to the food service and retail industry, recently acquired the United Kingdom based speciality food company Flagship Europe. Flagship specializes in foods ranging from pies, frozen poultry and condiments. As Flagship joins the extensive OSI Industries family of companies, it will also rebrand. As part of a new marketing being put behind the company, it will now operate under the name Creative Foods Europe.

The acquisition and rebranding of Flagship Europe as Creative Foods Europe is a part of a larger expansion plan that OSI Industries has been undertaking in Europe over recent years. It is all a part of the company’s continued expansion plans. Recent years have seen a large increase OSI’s European footprint. The Flagship acquisition came in 2016. Two years earlier, OSI Industries forged a valuable partnership with United Kingdom beef producer Pickstock. This match has worked out perfectly for OSI due to Pickstock having such an inside track within the market in Britain.

2016 saw OSI Industries acquire the Dutch food wholesaler Baho Food as well. Baho has a significant distribution reach across Europe and operates facilities in the Netherlands and Germany. This is a large addition to OSI’s footprint in Europe. OSI President David McDonald is thrilled with this acquisition due to the excellent boost that it provides to OSI’s portfolio in the European market. OSI Industries has also put a €17 million investment into its facility located in Toledo, Spain. The improvement to the production line at the location has doubled chicken production. In recent year there had been a marked increase in demand for processed chicken in OSI’s markets in Spain and Portugal. This upgrade was in response to the growing demand. It is part of OSI Industries continued commitment always being able to provide its customers with the best possible food solutions.

About OSI Industries:

OSI Industries is an American meat processing and food solutions company based out of Aurora, Illinois. The company was founded by Otto Kolschowsky back in 1909 as a small meat market and grew into a regional wholesaler. As the company grew, it picked up some big clients along the way such as McDonald’s. This relationship continues to this day. In the 1970s the company started expanding nationally and globally and today operates in 17 countries worldwide. OSI Industries is a top 100 food company in the United States and one of the worlds biggest companies of its type. The company has always maintained a reputation for family values and outstanding customer service.

To Read More Click Here

Tony Petrello Was A Top Paid CEO Who Helped His Community Out In Their Time Of Need

During Hurricane Harvey, there were many people affected by the aftermath of the hurricane. One CEO who is compassionate for those who suffered from the hurricane is CEO of Nabors Industries, Tony Petrello.

Tony went forward to help those who suffered from the hurricane by supplying as much aide as he could to the families who worked for him that suffered from the hurricane. Tony Petrello went forward as an important figure within the United States.

Tony Petrello was an established and top paid CEO once in the United States. During the year 2014, Tony earned $68.2 million dollars while working at Nabors Industries. This business is a leading natural gas drilling firm as well as a leading oil firm. With this level of success, Tony has inspired as well as envied many however Tony understands that you have to be honest as well as humble when deserving everything that he has earned.

Tony Petrello went to Yale, where he was successful in schooling and faced a number of competitions against a number of scholars in the world. He then proved that he was a genius that most believed him to be. Anthony Petrello then went forward to become a mathematical scholar. With his work, Tony went forward to work alongside Serge Lang who worked within number theory. It was then that Petrello and Lang went forward in complex theorems as well as in proofs that a number of university students are unable to comprehend.

In recent history, Tony Petrello opened his home to Tommy Tune, broadway star. He went forth to hosting a party where 50 guests merged to honor Tommy. The Petrello family gathered with some of their closest friends of the Miller Outdoor Theatre team.

When Tony and Cynthia welcomed their daughter into the world, they welcomed her as a premature baby at only 24 weeks of gestation. She weight a mere 20 ounces at birth. It was because of her prematurity and periventricular leukomalacia that they decided to help a number of philanthropic organizations. It is the fact that they had to endure something that helped them decide to help others out who might be welcoming someone into their families which suffer from the same problems.

It was because Tony Petrello grew up with a family who struggled with money, he knew that he was destined to help others avoid the same problems. That is why he became so heavily involved with helping out his community.

Richard Dwayne Blair Is A Leading Investment Advisor

Are you searching for about investing information? Do you want to learn how to save your money, invest in lucrative opportunities and achieve financial success?

If you need expert assistance and want to enlist the services of an experienced professional, check out Richard Dwayne Blair. It is always advisable to go with someone who has a proven track record in the investment arena. Maybe you’re aware that Richard Dwayne Blair comes highly recommended.

Richard is one of the most reliable professionals in the industry. He is well versed in all aspects of investing and money management. Richard Dwayne Blair has great expertise in wealth building and has a prominent firm, Wealth Solutions. As a reliable firm, Wealth Solutions has catered to numerous clients from all walks of life.

Many people all over the world have no idea how to go about investing or managing their money. They research the Internet looking for reliable firms and professionals that can help them choose the right investment vehicle and attain great success.

When it comes to financial planning or investments, it is extremely important to get expert assistance. Many people turn to Richard Dwayne Blair for top notch assistance with money management matters. His reputable investment firm is well known in the Austin, Texas area and can provide you with the guidance you need for success.

It is extremely important to take the right steps towards financial success. Investing can be a complicated process for those who do not understand what works and what to avoid. As a knowledgeable professional, Richard Blair guides clients in choosing the right investment opportunity and secure your future.

Richard Dwayne Blair offers effective investment strategies for individuals and families and is well known for delivering exceptional service and integrity. He is passionate about helping people manage their money wisely and secure their financial future.

If you want to avoid hassles and get reliable advice or guidance, you need to get a consultation with Richard Dwayne Blair right away. Richard Dwayne Blair will work with you to design investment portfolio that matches your goals and expectations.

Ronald Fowlkes American Hero

A resident of St. Louis, Missouri, Ronald “Ronnie” Fowlkes is the Business Development Manager at Eagle Industries Unlimited (ATK) in charge of the Law Enforcement/Commercial products division. That division specializes in the manufacturing of modern, efficient, powerful, and extremely resilient tactical gear products for law enforcement. Folkes himself has some serious experience in the area of both tactical gear and law enforcement. He held a position with the St. Louis County Police Department for three years and with the St. Louis Metropolitan Police Department for ten years. He also did a four-year stint in the Marine Corps and is a veteran of the Gulf War.


Team Training

Now, Fowlkes life is quite busy with managing a number of areas for ATK. From communicating with customers worldwide to specializing in matters involving product education and the training of team members, he also handles the product selection needs of the company ’s sales and development divisions. He’s currently training 150+ sales reps who are working for the company. He teaches them everything that they need to know about available products, as well as the way they work. Training work is extremely familiar to Fowlkes, who has a lot of experience training team members in all areas of ATK’s many products.


Sporting and Security Equipment Specialists

ATK is not only a sporting company but also a security company with more than 30-years of experience in the area of innovating of sporting and military applications. As a trusted brand in the growing tactical field, ATK is proud to be providing their products to law enforcement professionals, tactical markets, and shooting enthusiasts who buy them for sporting purposes, as well as the military all around the world. The products are the highest quality available. Individuals and organizations that are looking for only the very best products know that they can get it from ATK. The company also manufactures reloading gear, as well as sport shooting accessories and optics.


Hockey Unites N. Korea & S. Korea

On his blog, Fowlkes writes about a very interesting turn of events on Jan. 18, 2018 regarding the sport of hockey and the Olympics. A recent announcement about South Korea and North Korea making official their plan for entering a women’s hockey joint Olympic team at the 2018 Pyeongchang Olympics certainly came as a rather unexpected surprise because of recent tensions between those two countries. In addition, North Korea has taken an aggressive stance when it comes to their feelings against any reunification. This announcement has brought about an optimistic view worldwide. Optimists are viewing it as a window of opportunity for easing the region’s military tensions. Hockey fans are pretty happy, too!