Planning your finances is something you must do if you want to enjoy life now and in days to come. This doesn’t mean you have to take a finance-related course to know how to manage your money well. As long as you can generate some money from your business or career job, planning it may not be a hard thing. HCR Wealth Advisors is an investment advisory firm that offers financial planning services and delivers exceptional customer service. Although many people can earn a living, some are unable to manage it.
The financial planners at HCR Wealth Advisors are careful to listen to the goals and needs of their clients. They then formulate investment strategies to help each of its clients reach their financial goals. HCR Wealth Advisors also offers other services as well, including business consulting for clients who own businesses. Besides giving people future-based advice, the firm also scrutinizes the business market to know how someone could invest.
This advisory firm is transparent with its clients on business objectives and financial plans. It makes them know that people who are thoughtful and disciplined with their money are more likely to secure a bright future and reach their financial goals. HCR Wealth Advisors has a website where it posts it’s articles on investment and financial management and market trends. The firm has helped many parents with educating their children in financial matters. The attitude your children develops on money may determine whether they would be financially independent someday.
According to HCR Wealth, the parents should teach their children the value of money. They shouldn’t give them money they haven’t worked for if they want them to understand this concept. If a parent has to give their child some money, they should first give them a task or chore to perform. This way, the child becomes responsible for the money they receive and even plan for it wisely. With this mindset, you help your children know how they could use the money to make their future pleasurable.
HCR Wealth Advisors is not affiliated with this website.
Paul Mampilly had traveled a long and tough journey before he got to the great position that he enjoys today as a billionaire investor. He came from India, brought up by a peasant father who experienced endless financial struggles to make ends meet for him and his family. Mampilly had a sister whom he loved very much, and they schooled together. However, there were doubts if his father could afford to take them to college, considering the financial struggles that he underwent. However, the father remained hopeful and kept his faith on, believing that one day they would experience a breakthrough, and his family would enjoy a beautiful living.
Luckily, Paul’s father got a job in Dubai, and hence he relocated to the place with the entire family. The situation there was lucrative and provided sufficient income to cater to the needs of the family. Paul Mampilly and his sister also got the chance to go to colleges and completed their higher education. Paul went to Montclair State University and later to the Fordham Gabelli School of Business where he pursued business administration. The Bankers Trust Company then employed him in the Wall Street America where he started working as the associate portfolio manager. He would later secure a promotion to become the firm’s portfolio manager.
A short while after the promotion, Bankers Trust was acquired by a German banking institution, Deutsche Bank, what made Paul Mampilly transition from his workstation to start working at the reputable bank as junior research personnel. He then moved to ING as the senior research manager, a position that taught him a lot to do with responsibility and accountability. He learned to manage portfolios worth a lot of billion dollars on behalf of the clients of the organizations for which he worked. After some time, Paul Mampilly grew a feeling that he had a lot of knowledge and skills at his disposal, but the only beneficiaries of his skills were the few investors who managed to pay the big institutions that hired him to do the work. He resigned and started assisting the majority of American individuals by giving them investment advice through newsletters and other publications.
Diversification refers to a technique meant to reduce the risks involved in the business by allocating different investments in financial instruments, industries as well as other categories. This strategy aims to help the investor maximize returns by investing in other business units that would register different results under the same economic situation. Most investment professionals have agreed that even though portfolio diversification does not really guarantee protection against loss, it is a vital component when it comes to reaching a long-term financial objective. Today, Hussain Sajwani is using the same investment strategy to build his real estate empire.
Hussain Sajwani’s Early Life and Business
Born in the Middle East, Hussain Sajwani had a close relationship with his father who ran a retail outlet that supplied stationery and additional items for men. Sajwani borrowed a lot of strategies for running the business from his father before joining a medical school in Baghdad. It was at that point that he decided to pursue a different line of work. He moved to American and entered the University of Washington for economics. This enabled him to learn more about resources allocation and how vital it was for a prospective business professional to learn how to handle different sources of income. With time, he joined GASCO and worked for two years before starting a business empire. Today, he is known as the DAMAC owner. This is a real estate company that has vastly provided real estate properties in the commercial and residential sectors. Perhaps Sajwani is successful because he has invested in different business empires under the same umbrella. As he puts it in a recent interview with the CEO Magazine, portfolio diversification has enabled him to survive different economic situations. For that reason, he is expanding his business to China.
Hussain Sajwani is willing to extend his presence to China since he believes that the new market is a growth opportunity for his brand, DAMAC Properties. The DAMAC owner is also well versed with the fact that China is an emerging business hub. This will be rewarding for his brand.
Visit this link: http://www.alkhaleej.ae/economics/page/fe8c106f-a20f-4223-9ff9-0cf88df61a45
Jacob Gottlieb and Stuart Weisbrod have recently decided to team up again and work together for the first time in more than 20 years. They had previously worked with each other at Merlin BioMed Group and are now looking ahead to the future of their business relationship. Merlin was co-founded by Weisbrod and opened up as an investment management company that works with health care companies. Weisbrod had already worked with many different successful investment companies and had plenty of experience bringing the right people together to work as a team.
Jacob Gottlieb was a part of his team back in 2000 and served as a portfolio manager for Merlin. He helped the company to earn plenty of money while there and also connected Merlin with the right clients. Merlin did very well during its run but ended up closing down in 2007. Weisbrod started up Iguana Healthcare Partners afterwards, which is an investment firm that focuses on the health care sector, and Jacob Gottlieb went on to startup Visium Asset Management. He took an initial $300 million and turned that into $2.5 billion rather quickly. He managed to get through the financial crash of 2008 and grew the fund into $8 billion.
In 2016, Jacob Gottlieb decided to move onto bigger and better things after some of the executives of his company were accused of insider trading. Gottlieb was never charged with anything, at all, and kept the company open long enough to pay investors back their money. It should be exciting to see what Gottlieb and Weisbrod do together, and the health care industry should benefit from their collaboration. Gottlieb is now working with Altium Capital, and he has decided to invest in Oramed Pharmaceuticals Inc., which is a company that is transforming the health care industry. Oramed is still seeking the approval of the FDA with its products but is making progress with its insulin capsule product. This product and other products that the company is working on are capable of making big changes in the lives of people who have suffered with diabetes for far too long.
A recent article by prweb.com lists the upcoming projects and plan to grow as a company. Aloha Construction is set in May to launch a new project focused on interior remodeling and restoration. Northern Illinois has been ravaged by storms and bad weather conditions, which has unfortunately damaged residences as a result where the brand has stepped in to build new homes throughout the area. Their website has served to provide growth to acquire interest from customers and they are looking to launch the new service in May. The CEO has been ecstatic about their growth as a business with completing more projects and providing excellent service to customers as well. At the heart of the contractor is making people feel safe in their homes and making it easier for them. A new branch will be added to the company that will focus on repairing damage caused by mother nature. The brand is surely excited to announce the new service arriving in May, along with a new office being built near their headquarters.
Aloha Construction is a family-owned company located in Illinois that specializes in siding, gutter services, roofing, wind damage, and flooding. They can do the basic services of a contractor and are a proven company. They started out small but were able to expand into becoming a general contractor who has won awards for their work. Customers have rated their work as excellent and highlight favorable experiences with the brand according to a page on Houzz.com.
Aloha Construction provides service for residents of Illinois, where the company is based out of and to people living in Southern Wisconsin. They do work for different counties throughout the two locations. According to an article by prweb, the brand has completed over “18,000” projects throughout different areas. Their website can be visited with more information and through a phone number. The contractor also offers a ten-year warranty to customers.
Sightsavers is a well-known NGO that helps the blind, located in India but has several headquarters like United Kingdom, Wiltshire and also in Chippenham. This NGO started in 1966 5th January and has been active for the past 52 years.
Its main objective is to help the blind people in different ways like, educating the blind children, providing equipment for the blind and also they arrange visits to different cities that have a high population, low income and there are many needy people for a free eye checkup each and every month. The NGO is free to accept donations from well-wishers so to save or make the life better for blind persons.
As the Sightsavers visit different places they try and educate different individuals on how to take care of the blind people, by the individual doing this it makes a world a better place to live in. sightsavers they partner with other agencies for donation and it encourages more participation from volunteers.
The donations help in a big way like they pay for the medical bill for the ones that need surgery and treatment. They ensure that patients are well taken care of because its goal is restoring sight to the blind and treating partial blindness before it’s severe.
The Sightsavers are in need of improving their services and by that, they should educate the community members, also influence leaders who show interest in the disabled people and the women to give them Finances so as to help in improving services.
The funds will help the Sightsavers to navigate to different places as they educate the community members and they may also choose to visit other new places as they educate. With the education they give in the coming future they will be able to serve more countries than the current ones.
Dr. Caroline Harper is the current CEO of Sightsavers and she is fighting a disease known as trachoma which is currently leading in causing blindness. Trachoma is an infection that causes a scar on the eyelid that causes the eyelashes to turn inwards causing itchiness and it’s painful.
She calls for pharmaceutical companies, the ministry of health, communities, donors and international development organization to come together and help her in fighting against trachoma.
In a recent article put out by Metro.us, . us they put into question the new phenomena known as Freedom Checks. There is a lot of talk in the financial world if these are actually legitimate, especially since the ads show people holding a check looking very much like a government U.S. Treasury check.
It’s All In the Marketing
The company’s founder, Matt Baldiali, is having fun with this marketing campaign, equating his investment services akin to winning the “lottery” from the government. That is all that is being played here with those ads. He is only using that to create buzz and get people talking about it, which he has successfully done by getting people to call is a “scam” and “hype”. In doing so, he has much more people covering it than if he just touted his products at face value. Again, “freedom checks” are not a scam!
So…Real or Not?
So, these “freedom checks” are not actually checks that is promising the receiver a huge cash amount (especially given to you by the government!). The checks show in the ads are just marketing tools to illustrate the potential for what you could make with your investment. The company’s founder, Matt Baldiali, is actually selling an investment newsletter for MLPs into his company. Read this article at Affiliate Dork.
So, what are Freedom Checks exactly?
These “checks” are actually are form of investment in to MLPS – or Master Limited Partnerships, where investors get paid a return on their investment, typically on a monthly or quarterly basis. Freedom Checks are this same thing, but just marketed as a check to “freedom” by the company’s founder. Therefore, it is a completely legitimate investment mechanism being marketing.
The Metro.us article concluded that while the marketing seems a little “scammy”, these are perfectly legitimate MLP products that are being sold to potential investors for high profit.
PSI-Pay has come up with new modes of payment, and therefore payment solutions have increased. PSI-Pay is an online banking company whose its roles is to specialize in credit and debit cards services. This company was incorporated back in the year 2007 and it has collaborated with Kerv Wearables and Fintech in introducing to customers worldwide the Mastercard payment method.
The time is changing as our lives is becoming compressed and how we interact with people around the world is changing as well. The new emerging trends and issues also change our ways of communication. For instance, the smartphone technology has streamlined more communication services and has introduced programs, wallets, books, computers, and cameras.
The advancement in technology has helped PSI Pay to introduce cashless pay method and some payment devices including PSI Pay supported will become the method of payment in the near future. The reasons for that are outlined below.
- According to a survey that was conducted by Mastercard Uk, Britons is now carrying less money in their pockets as compared to what they used to carry a few decades ago.
- The methods of cashless payment are The same studies showed that a trend of going in the way of cashless is dramatically increasing with many people confirming to be carrying less cash as compared to five years ago.
- Another concern is security matters, with theft cases increasing each day and therefore people around the globe are embracing online It the only secure way.
- There is also a lot of payment processing problems that have affected the ancient banking system. For instance, in the year 2003 RBS faces a serious banking failure which left thousands of its clients Furthermore, in the year 2015, NatWest clients were locked and could not access automated banking services.
All these advancement and developments have led people to seriously debate and to raise concerns on reliance on the traditional banking system and the increasing payment and banking solutions.
In conclusion, the cashless way of payment is the best because it is accepted all over the world. The idea that this form of payment is regulated by FCA gives customers confidence and trust in it. Its transaction is very low and it is a secure way of doing transactions worldwide.
Texas gained an indispensable asset in their plastic surgery field when Dr. Sameer Jejurikar began his career as a credentialed plastic surgeon over two decades ago. Following his extensive college career at the University of Michigan, Jejurikar became heavily involved in his trade, performing his residency while simultaneously gaining experience via mission trips. Jejurikar claims that this philanthropic work with Smile Bangladesh instilled an unwavering air of devotion within him. In fact, Jejurikar claims that if not for the Smile Bangladesh project, his career wouldn’t be nearly as fruitful.
Currently, Dr. Jejurikar runs his own private practice in addition to being a surgeon at the Dallas Plastic Surgery Institute. No doubt two taxing ventures, Jejurikar states that “assisting patients in such a personal manner” fuels his passion for plastic surgery. Furnishing patients with newfound confidence is an honor that Jejurikar cherishes, and he continues to cultivate his skills in the name of providing clients with nothing less than world-class solutions. As of late, Jejurikar has a vested interest in innovating tools that make reconstructive procedures safe and “the best they can be for patients.” He’s also wholly concerned with curtailing the risks associated with gluteal augmentation surgeries.
Given his steadfast nature, Jejurikar will undoubtedly see his efforts through. By attending seminars, charity causes, and think tanks, Jejurikar hopes to cultivate substantial knowledge that’ll aid in implementing change. What’s more, Jejurikar hopes that his patients will find solace in knowing that he’s exceedingly versed in his trade. In addition to caring for his valued patients, Jejurikar also has a soft spot for his three children. Both his pride and joy, Jejurikar’s children bring him immense happiness. In the hopes of balancing his family and work life, Jejurikar dedicates ample time to his cherished offspring when he’s not flourishing in his domain.
Papa Johns simply has the best nationwide pizza. They offer up all sorts of deals throughout the week, and there’s always a little free cup of dipping sauce in each box. And I love being able to bite into that crisp pepperoni at the end of the pizza.
But something through my favorite pizza company into turmoil recently. The guy that used to be on all the commercials used a racial slur during a company meeting. In fact, he used the slur over a conference call with a lot of people listening.
According to Bloomberg, the backlash of this slur was harsh. Suddenly, the commercials disappeared from football games and billboards were taken down from baseball stadiums. I began to wonder if my favorite pizza chain would survive this turmoil.
Fortunately, Steve Ritchie took over as CEO. He immediately issued an apology that is thorough and full of accountability. The guy is promising to send all of these outside workers and auditors to each of its stores. Steve Ritchie wants to understand if his company has any racial or cultural biases. Read more about Steve’s promotion here.
He’s then going to stamp out any racial intolerance in any store across the country. He’s already sent his senior management team on the road to listen to employees, customers and franchisees. They’re coming up with a comprehensive plan to nip any problems right in the bud.
You can read the apology right on the company’s website. Steve Ritchie shows a whole lot of vulnerability which is pretty rare in the corporate world. He says all the right things like the words of the former CEO don’t represent the culture of the company, but, Steve knows as well as I do, words are cheap.
That’s why I’m impressed with the actions of the company. It shouldn’t be long before Papa Johns gets right back on top of the world of pizza. All of these actions should put any negativity in the rear-view mirror so that I can continue to get my pizza specials on game days.
From this source: https://en.wikipedia.org/wiki/Papa_John%27s_Pizza