PSI-Pay Advancement in Technology

PSI-Pay has come up with new modes of payment, and therefore payment solutions have increased. PSI-Pay is an online banking company whose its roles is to specialize in credit and debit cards services. This company was incorporated back in the year 2007 and it has collaborated with Kerv Wearables and Fintech in introducing to customers worldwide the Mastercard payment method.


The time is changing as our lives is becoming compressed and how we interact with people around the world is changing as well. The new emerging trends and issues also change our ways of communication. For instance, the smartphone technology has streamlined more communication services and has introduced programs, wallets, books, computers, and cameras.


The advancement in technology has helped PSI Pay to introduce cashless pay method and some payment devices including PSI Pay supported will become the method of payment in the near future. The reasons for that are outlined below.


  • According to a survey that was conducted by Mastercard Uk, Britons is now carrying less money in their pockets as compared to what they used to carry a few decades ago.
  • The methods of cashless payment are The same studies showed that a trend of going in the way of cashless is dramatically increasing with many people confirming to be carrying less cash as compared to five years ago.
  • Another concern is security matters, with theft cases increasing each day and therefore people around the globe are embracing online It the only secure way.
  • There is also a lot of payment processing problems that have affected the ancient banking system. For instance, in the year 2003 RBS faces a serious banking failure which left thousands of its clients Furthermore, in the year 2015, NatWest clients were locked and could not access automated banking services.


All these advancement and developments have led people to seriously debate and to raise concerns on reliance on the traditional banking system and the increasing payment and banking solutions.


In conclusion, the cashless way of payment is the best because it is accepted all over the world. The idea that this form of payment is regulated by FCA gives customers confidence and trust in it. Its transaction is very low and it is a secure way of doing transactions worldwide.

Ryan Seacrest: TV and Radio Personality, Producer, and now, Inspiration for Kids

Ryan Seacrest was born on December 24, 1974 in Atlanta, Georgia. An ambitious individual since his youth, he got his start in media by handling school announcements at Dunwoody High School. Just before college, an Atlanta radio station took him up as an intern, where he continued to work through his time as a student at the University of Georgia.

In 1990, he moved to Los Angeles to start a radio show, Ryan Seacrest for the Ride Home, which was popular for most of its run up to 2004. In 2003, he launched the syndicated program On Air with Ryan Seacrest and later replaced his idol, Casey Kasem, as the host of American Top 40. In conjunction with his time on radio, he has also produced and co-hosted some of the biggest shows featured on American television, such as Keeping Up With the Kardashians, American Idol, and Live with Kelly and Ryan. For those not into TV shows, he may be best known for hosting New Year’s celebrations, which he has been doing since 2012.

With such a prolific career in media and in fashion industry, Seacrest has many connections. Through the Seacrest Foundation, Seacrest is seeking to reach out to kids struggling with illness. The Foundation intends to achieve this by building media centers in children’s hospitals nationwide. By providing a venue for media broadcasting in these medical centers, Seacrest will supply ample opportunity for patients to meet and interact with their favorite celebrities. The goal is to lift the spirits of children who are hospitalized to help them endure the difficulties they undergo with sickness.

The Seacrest Foundation can be found at any hospital where there is a Seacrest Studios location. The Seacrest Foundation hopes to extend its reach from a few hospitals in the U.S. to hospitals all across the world, and they are seeking help to make this ambition a reality. To help, check out their website here for opportunities to donate, volunteer or intern, and increase awareness of their endeavors on social media.

Services Offered by Equities First Holdings

Equities First Holdings was established 15 years ago by Al Christy. Several years down the line, he is still the chairman and the chief executive officer. He has also managed to grow the business outside the United States. Equities First Holdings has other subsidiaries across the world such as Equities First Holdings Australia, Equities First Holdings London, and Equities First Holdings Hong Kong and Equities First Holdings Singapore. During this period, Equities First Holdings has managed to make over 600 transactions which have earned the company over $1.6 billion.

Equities First Holdings has specialized in offering stock-based loans in an era where banks have made it hard to borrow funds. EFH realized that banks were raising their interest’s rates and took advantage of this scenario. The good thing with doing business with Equities First Holdings is that you do not require prequalification to get a loan. Also, their interest rates are fixed and have a higher loan to loan ratio. According to the CEO of Equities First Holdings, you are guaranteed throughout the whole transaction.

Another good thing about stock-based loans offered by the Equities First Holdings is that they have a non-recourse feature. This means that a borrower can walk away from the loan any time he/she chooses. Unlike a margin based loan where the borrowed money must be used for the specific purpose, stock-based loans can be used for any purpose. Equities First Holdings cannot liquidate the borrower’s collateral in whatsoever manner. At the end of a transaction, the borrower is guaranteed that the collateral will be returned. This is unlike the past where unscrupulous lenders would refuse to return the borrowers collateral upon the maturation of the transaction. This made stock-based loans to be tainted with a bad reputation. This is one thing that Equities First Holdings has been able to address since 2002.

Equities First Holdings operates under a code of transparency and integrity. They have a mission of delivering maximum benefits that have minimum risks. The goal of this mission is to help their clients achieve their professional and personal financial goals. Equities First Holdings operates from its corporate headquarters based in Indiana, Indianapolis.

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Highland Capital Founder James Dondero Appoints New President

James Dondero the Founder of Highland Capital Management, recently announced that it has hired Terry Jones to become the President of Institutional Products. With over 25 years of experience, Terry Jones will now be in charge of leading Highland Capital’s arrangements with institutional allocation as well as facilitating solutions oriented business development. He will also serve as the main person that leads the institutional sales for the firm as well. With his new role with Highland Capital, Jones will also align portfolio risk management for the firm as well as regulate the risk management in order to identify, and assess any risks the firm may take.

Mr. Jones has recently stated that Highland Capital Management is in very good position to deal with the current changes in the financial markets. He also says that the experience and investing capabilities of the firm which focus on below investment grade credit, and distressed and hedged equities will be able to outperform during the various cycles in the markets. Terry is excited to work with the firm in order to develop solutions which are able to meet clients’ needs. Jones has also said that the firms ability to manage risk capabilities help deal with market volatility and give the firm’s clients the opportunity to understand risks and opportunities when investing.

Mr. Terry Jones was recently hired by the founder of Highland Capital Management James Dondero. Jim founded the firm back in the year 1993 and has built it into one of the top investment firms in the world. The firm is an investment advising and wealth management firm that specializes in credit management, hedge funds, distressed private equity securities and also collateralized loan obligations. Over the course of over 20 years Jim has made Highland Capital Management a firm that manages over 20 billion dollars in assets. Dondero’s firm also has a worldwide presence in cities such as New York, Dallas, Sao Paulo, Singapore and Seoul.

Before founding Highland Capital, Dondero worked in the financial services industry for nearly 20 years. He started out as an analyst trainee and then helped manage a number of multibillion dollar funds for the firms he worked at. His career was very successful and allowed him to develop the knowledge and experience necessary to begin his firm in the early 1990’s. Prior to starting his career, he was a top student graduating from the University of Virginia with the highest honors. In college he majored in accounting and finance which gave him the knowledge foundation to work in the financial services industry. In his spare time, James participates in charitable activities which deal with public policy, education and veterans affairs.

Why Kyle Bass Has A Terrible Public Image

Kyle Bass, an American investor, has recently been featured in news headlines for losing his lawsuit against Acorda Therapeutics, a major pharmaceutical company in the United States. Acorda has the exclusive rights to production of their best selling drug Ampyra, which is used to help treat the symptoms of multiple sclerosis. The court decided to rule against Bass was because it is wrong to rip a patent from a company who worked hard to produce the product. Clinical trials that the FDA requires are not exactly cheap, so manufacturers deserve the patents to drugs they develop or discover.

Bass is known to have back various companies or individuals of prominence despite them having bad morals and doing unethical things. Argentina recently had to default on their debt, because they did not have enough money to pay it off. This was the second time this happened in the last fifteen years, which is a very serious issue. Countries should not default on loans so often, but Kyle Bass had the nerve to defend Cristina Fernandez de Kirchner, an Argentinian politician.

General Motors had a massive recall of several types of vehicles because they were unknowingly assembled with faulty Firestone tires. Not all of the vehicles were produced with faulty tires, but GM had to issue a recall of those vehicles because many consumers had experienced injuries, or worse, death. Kyle Bass had investments in GM, and decided that he would not withdraw his investments from the automotive giant. When asked why he made this decision, Bass said that it was not GM’s fault for producing the faulty vehicles, but the consumers’ fault for purchasing the vehicles and driving them. Where is the logic in this? Come on, Bass.

Kyle Bass briefly rose to fame in 2008 when he correctly predicted the worldwide economic crisis. Many of the biggest banks in the United States were lending too much money to debtors that were not in ideal positions to pay the loans off, so debtors started to default on those loans in 2007. There was a snowball effect when many other debtors started to default on their loans, which resulted in some of those enormous banks failing. Bass bet against the debtors paying back their loans through credit default swaps, and earned a lot of money from that investment. But, this is the pinnacle of Bass’ career, and he has not made any good career decisions since then.

If you see Kyle Bass featured on a major business news network, please ignore him, as hid advice isn’t the most reputable. He has incorrectly predicted the economy of Japan to fail for five years in a row, and Japan’s economy has yet to fail. Wy would anyone listen to him?

Investing In Brazil: The Importance of Small Investments

One of the mistakes that people make when they are looking to invest is that they think about making that one big investment that is going to earn them a fortune. Unfortunately, the market does not work out that way. It takes a lot of time and a lot of experience to start making a living out of investing. This is true for many areas which include Brazil. It is not good to make a huge commitment to just one stock, especially if it is your first time. It is better to build your portfolio and look at a multitude of stocks that you could profit from.

When looking at multiple stocks, it is a good idea for one to look at the examples of some of the successful investors that have gone ahead the new investor. One example to follow is that of Igor Cornelsen. He has a lot of advice and even has books to help making investments that come from experience. His experience has shown him the importance of making plenty of small investments and looking for other ways to handle their investments besides making profits. There are plenty of different types of stocks that one can invest in and get some major returns as well as minimal losses.

When one makes many small investments, this actually protects him against the major losses. It does apparently cost more money than just buying stock in one company, but it is hard to tell which company is going to make huge profits, no matter how much research is done on the company. This is not to say that research is not important. Research is very important even if one is going to invest in a multitude of companies. It is better for an investor to make sure that more companies that he invests in are profitable than not.