Dr. Jim Toner, Atlanta-area Reproductive Endocrinology and Infertility Specialist

Dr. Jim Toner, MD Ph.D., is an expert in the field of reproductive medicine and infertility. He currently provides services to those suffering from infertility issues at the Georgia-based facility, the Atlanta Center for Reproductive Medicine, which offers patients two locations in the greater Atlanta area. Dr. Toner, who received his Bachelor’s Degree in Psychology from Pennsylvania’s St. Joseph’s College and subsequently, both his MD and PhD from the University of Pennsylvania’s School of Medicine, has been a practicing expert in the field of reproductive endocrinology and infertility for over 25 years, as well as an American Board of Obstetrics & Gynecology accredited and board-certified specialist in Obstetrics & Gynecology.

Dr. Toner, who is an Atlanta-native, also spent over 15 years as a respected faculty member with St. John’s Institute in Norfolk, Virginia, where he also completed his medical residency and fellowship. Dr. Toner was fortunate to have also studied under the tutelage of esteemed St. John Institute founder, Dr. Howard W. Jones, Jr. During his tenure at St. Johns, Dr. Toner eventually rose to the position of Associate Professor, as well as heading the Institute’s Fellowship and Third Party Reproductive Programs. He is also a noted and recognized medical researcher in the field of Infertility and Reproductive Medicine; authoring hundreds of abstracts and papers on the subject and being recognized on numerous occasions by his peers with awards such as the American College of Obstetricians and Gynecologists Ciba-Geigy Award and the American Fertility Ortho Award. Dr. Toner is also a widely-acclaimed lecturer and speaker, who has been invited to speak in front of his peers many times over his career on the topic of his research into Reproductive Medicine and, in particular,

his respected research on Ovarian reserve and it’s relationship to fertility. During his almost three-decade medical career, Dr. Toner has treated infertility-related conditions as varied as uterine fibroids, perimenopause, endometriosis, and amenorrhea. In addition, the fertility doctor has utilized cutting-edge and emerging technologies in his pursuit of the successful treatment of related-infertility issues, including in-vitro fertilization, laparoscopy, intrauterine, and acupuncture.

According to Health Grades, Dr. Toner, who holds a doctorate in psychology, also believes strongly in a holistic approach when dealing with patients suffering from infertility. He notes that patient’s emotional and psychological well-being need to be addressed as delicately as their medical needs and says his goal is always to work as partners with patients as they set about finding the probable cause, and ultimately, the solution to fertility issues.

When not practicing medicine, Dr. Toner enjoys spending time with his family–including his four children and gardening. He is also a proponent of volunteering and spends his free time giving back to the community, including his church and the organization, Habitat for Humanity.

Make an appointment with Dr. Toner: https://doctor.webmd.com/doctor/jim-toner-md-4c6ae85e-1525-41ca-9f9e-1d731925191a-appointments

Tips on Educating Children About Finances with the Help of HCR Wealth Advisors

Children need to be taught about finances and money so that they have the required preparation when it comes to adulthood. Some parents are afraid of initiating financial discussions because they feel that the kids will not be interested and sometimes they don’t know the right age to start introducing financial topics. However, the earlier the kid learns all they need to know when it comes to money, the more likely they will be able to make reliable financial decision in their adult life. That is the reason why HCR Wealth Advisors, a registered investment advisory firm, recommends parents begin financial training early in a child’s life. Below are some of the tips that HCR Wealth Advisors posted to help parents educate kids about finance and money.

Reward Them with Allowance Once They Do the Chores

The first valuable lesson is to teach children that they have to work in order to earn money, it won’t just be handed to them without effort. Once they do the chores around the house and earn an allowance, it will teach them that money has to be earned.

Talk About Budgeting

Once they have earned an allowance, the next lesson that they need to be taught is making a budget. Start off by asking them to come up with the list of things that they need. With that list, they then can budget the money they have to buy their essential expenses. Everyone can benefit from effective budgeting, from a child to a large business, and HCR Wealth Advisors can help create personalized financial strategies for their clients to support this.

The Basics of Investing

Having the necessary knowledge when it comes to investing is a useful skill to cultivate early on in life. If the kids know about investments, then they will understand net worth and use it to their advantage. Teach them all they need to know when it comes to investing and the rewards they can obtain from investing wisely.

HCR Wealth Advisors believes that one of the best gifts that any parent can give their kid is a financial education. That’s why they do their best to encourage parents to educate their kids. HCR Wealth Advisors will keep their clients informed and help them come up with a strategy they can use to reach their financial goals.

If you’re looking for Financial Services Firm in Los Angeles, visit https://www.brightscope.com/financial-planning/firm/9605/Hcr-Wealth-Advisors/

HCR Wealth Advisors is not affiliated with this website.

Whitney Wolfe-Herd Doesn’t Play By the Rules

Whitney Wolfe-Herd is someone that has refused to play by the rules. Anyone that has taken a look at the Bumble NYC Hive where people from Bumble are able to meet are well aware that she is planning the dating app game completely different.Wolfe-Herd knows what she is capable of with a dating app, but she did not set out to start a dating app alone. If someone gets a chance to look inside of the headquarters for Bumble they will notice that it is to start up technology dating app that does not actually have engineers in place. It is much more common to see a large number of women that are using laptops and phones to engage in various types of brainstorming activities.

These women are doing their best to make improvements with Bumble, and they are testing the waters with all the other possibilities that come from researching the competition.Bumble has proven to be a stellar dating app, and Whitney Wolfe has received a great amount of recognition for branching out and reinventing the wheel when it came to dating apps and the way that people perceive dating app developers.It does no good for Whitney Wolfe to create a dating app that looks like everything else there is out there. When she got married to her husband Michael Herd she was taking a break from the rigorous work schedule that she has engaged herself into. She would find herself in Italy enjoying some of the fruits of her labor.

She would enjoy transitioning from a single woman to a wife, but Whitney Wolfe has remained well aware that there are so many other single women that are trying to get to where she is. She knows that there are a lot of women that are looking for a chance to cross the threshold, but first they have to find the right match and engage in communication with the right person. This is what she is trying to establish with Bumble. Whitney Wolfe-Herd is someone that has not been afraid to push the boundaries. Her level of fearlessness has allowed people that may have never consider dating apps to try this type of environment out. She has clearly proven that dating apps have the ability to be successful if someone is willing to think outside of the box. Wolfe-Herd has shown that she is creative.

Fake News In Elections Is The Focus Of Integrity Experts Like Bruno Fagali

Whenever the period of the election comes along, it is evident that some candidates use fake news to defame their competitor for easier entry into the ballot. During the United States presidential elections and campaigns of 2014, it is quite pathetic that there were 1,200 fake profiles of the 3 lead candidates which were being used to spread some fake news. Although TSE and some committed lawyers like Bruno Fagali have been on the forefront of enhancing corporate integrity in Brazil, still there are culprits in the ground.

In the bid of stopping the spread of fake news, TSE established its investigative team to identify the fake news and those who spread it. One of the steps they took is to have “Consultative Council on Internet and Elections (CCIE)” on the ground which basically is involved in 3 main tasks. First, they are to develop research on election rules and the influence of fake news to the outcomes, second, come up with some opinions on issues the president of TSE will provide them and finally provide solutions and proposals of improving the standards.

According to the President of TSE, Manerva Luiz Fux, there is a need for Electoral Justice for a clean and legitimate election. TSE will use a precautionary measure to prevent such occurrences and with CCIE on their side, they can do much. FBI is incorporated in the investigation where they have their representative in the CCIE who is the Director of Cyber Crimes Division Mr. Howard Marshall. The use of fake news is feared to be one of the threats still in the coming election both to influence the decision making of Brazilian in voting for the president and governors.

This is the reason why corporate integrity expert Bruno Fagali are working to bring justice and removing the scandals in various contracts through spearheading transparency campaigns. His passion for integrity led to him founding FAGALI Advocacy in 2014 and consequently works at Nova s/b, which is one of the leading advertising firms in Brazil, as the Corporate Integrity Manager.

Bruno Fagali studied at Pontifical Catholic University for his LLB and later Masters at the University of Sao Paulo. He is well experienced in Administrative law, Regulatory Law, Urban Law, and Compliance Law.

Learn more at http://portal.comunique-se.com.br/newsdino/?title=bruno-fagali-reporta-pesquisa-que-revela-que-empresas-brasileiras-estao-mais-preocupadas-em-adotar-mecanismos-anticorrupcao-em-2017&partnerid=33&releaseid=150262.

The Achievements of Wes Edens in the Financial Sector.

Founded in 1998 by Randal Nardone, Wes Edens, and Rob Kauffman, Fortress Investment Group has come a long way to becoming one of the most trusted investment managers. Its portfolio has grown over the years and is now in charge of assets valued at about $43 billion. What started out as a small buyout company currently manages financial assets in the form of liquid equity, bonds, hedge funds, and private equity. Wes Edens is one of the founding members of the renowned corporation. Today, he serves as a co-chief executive as well as co-chairperson of the board of directors. Since its entry into the financial sector, Fortress Group has made substantial steps in the market and has been part of notable economic projects not only in the United States but also in other parts of the world. One, in particular, happened recently, Mr. Edens is heading the company’s investments into the Jamaican Liquefied Natural Gas.

Wes Edens love for matters economics took him to the Oregon State University where he pursued a degree in Finance. He got an opportunity to kick-start his career in various reputable companies including California Savings and Loans, Smith Barney, and Merrill Lynch. In his pursuit of more knowledge and expertise in matters finance, Wes Edens joined the mortgage trading department of renowned firm Lehman Brothers in 1987. He served the company to his level best and held various leadership positions including partner and director. Wes later joined BlackRock Investments and was tasked with heading its subsidiary BlackRock Financial Management as both partner and director.

Through Wes Eden’s quality leadership skills, Fortress Investment has achieved various feats over the years. It became the first privately held hedge fund corporation to be listed on the New York Stock Exchange. The achievements of Fortress have also had a positive impact on the life and wealth of Wes. He is now a billionaire with a net worth of $1.6 billion as published by Forbes Magazine. Wes Edens makes around $54.4 million annually with $13.4 coming from direct compensation and $41 million from stocks dividends. Though most successful billionaires have either inherited family wealth or trust funds, Wes and his partners at Fortress have toiled for years to earn each dime they own. Wes is an ardent fan of sports and is involved with two franchises. He is the co-owner of the Milwaukee Bucks, and FlyQuest, an e-sport team.

Randal Nardone’s Commitment to Fortress Investment Group

Randal Nardone is one of the principals and co-founder of the Fortress Investment Group. He co-established the company in the hopes of being able to help others by giving them a chance to have a better standard of living. And as long as he is sure of the opportunities that will lead to the success of the company, then he is likewise confident that Fortress Investment Group is doing what it must do to benefit others.Fortress Investment Group was able to grow because of his contribution to the company, and how he assisted in establishing it. Although he still has a hand in how the entire business is being managed. And in his own capacity, he would like others to know that he is working as hard as everybody else to sustain the company’s success. He knows that there are many more things he must do to help propel the business in a better and more profitable direction.

In setting up Fortress, Randal Nardone is certain of the skills he has to make things work out, and he positive in the knowledge that the company has the capability to make a big transformation in the individuals who build a relationship with Fortress Investment Group. The clients of the company will definitely benefit from all the efforts Randal Nardone has put forth. And because of his and his co-founders’ efforts Fortress grew and became more profitable, giving others the opportunity to be successful as well. Randal Nardone has always given his support in all the aspects of the business, and made sure to provide the required attention where it is promptly needed.

Being an optimistic individual, Randal always assisted people with whatever options they have, and assure them that things will come out as expected or be even better. In doing this he has helped alleviate the apprehensions that come along when people begin to have some fears about the opportunities they have invested in.So, when the Softbank Group Corporation made inquiries about acquisition possibilities, Randal Nardone agreed. He consented to the acquisition mainly because it would give the Fortress Investment Group more avenues for opportunities, and thought it would be better to run a business with a parent company that can provide all the support and allow them to concentrate on growing the business.Hence, after the acquisition has been settled, Fortress will still be supervised by its principals and founders, and the business will function independently from SoftBank.

Whitney Wolfe Establishes Bumble; a Woman led Dating Site

Whiney Wolfe is a talented businesswoman and the chief executive officer of Bumble, a woman-led dating app. Whitney joined the entrepreneurship industry as a young lady. In 2012, she was a co-founder of Tinder, a dating site company. She also worked as the vice marketing officer of the firm. Wolfe then left the company after a lawsuit was settled on sexual harassment and discrimination against one another of the company’s co-founders. It was not easy for Whitney to leave the company but that did not kill her dream as an entrepreneur in the online dating industry. At that time, she underwent a lot of torture from cyberbullying and was almost giving up.Wolfe Herd raised her head high and realized that all was not lost. She figured out a way and took advantage of her personal experience to start a new business. She thought of establishing Merci- a social network for females only based on kindness and good behavior.

While still in the process of building her idea and making it a reality, Andrey Andreev, the chief executive officer of Badoo, the most famous dating site in the world approached her. At first, Andrey asked Whitney to be the chief marketing officer of Badoo, but she did not consider the offer.During her meeting with the Badoo CEO, Whitney Herd talked extensively on her idea about Merci social network. Andrey was impressed with the idea and urged Whitney to exploit the concept in the dating industry and promised to fund the business to get off the ground. At first, she was reluctant to take the offer, but her boyfriend encouraged her to grab the opportunity. Whitney Wolfe traveled back to London where she made a deal with Andrey to establish the first woman dating app, Bumble.

Bumble has been operating for four years now with more than 30 million users. The company has been successful and has also advanced its services by including new unique features like bumble bff and bumble bizz that has helped better the lives of the app users. Bumble bff helps users find their best friends for hangouts while bumble bizz has helped the app subscribers grow their careers through person to person networking. Whitney Wolfe Herd holds a bachelor’s degree in international relations from the Methodist University. In September 2017, she got married to the love of her life Michael Herd, a heir of oil and gas Company. The duo celebrated their relationship in a breathtaking Italian destination wedding.

PSI Pay Rings in the Future of Contactless Payment

Ringing your bank will soon take on a whole new meaning, if innovative companies like PSI Pay are any indication. The UK-based company, providing digital wallet services to the European market, is partnering with Kerv wearables to transform jewelry into wallets. Their current iteration of wearables coming in the form of a ring. Europeans, already comfortable with contactless payment, are leading the way for their counterparts in America, who, apart from the millennials, have been slow to adopt these technologies.


PSI Pay has been leading the way in the UK; in 2015, for instance, seeing a market increase of nearly 30%, but due to the disparity in feeling towards companies like PSI Pay between Europeans and Americans, the digital wallet functions differently in the two markets. In Europe, the wallet can be linked to credit cards, debit cards, ATM accounts, and bank accounts, essentially eliminating the physical wallet all together. They also allow the easy management and usage of multiple currencies, such as the Pound and the Euro, an all too important requirement for economies as interlinked as those of Europe. Additionally, with the growth of the so-called cryptocurrencies, a digital wallet allows consumers to quickly exchange these funds for real, useable money.



In America, the digital wallet hasn’t quite replaced a physical wallet. The American form of the technology does not replace cash, but simply acts as a middleman between a linked debit or credit card and the merchant. For the US market, most of these transactions occur online, while physical merchants have been slower on the uptake of these technologies; though it is thought that by 2020 contactless payment will be commonplace in America too.


With the introduction of Kerv’s ceramic, zirconia ring to UK consumers, and their partnership with a well-established fintech company like PSI Pay, it seems likely that Europe will continue to surge ahead in the race to make physical wallets a thing of the past. The ring, linked to PSI Pay’s technology, eliminates all the pesky details like pin numbers, signatures, phones, or even batteries. PSI Pay seems well placed to ring in a new future.

The RealReal: Adding Luxury at an Everyday Cost

When you find something truly special, whether it’s inside of a thrift store or maybe a yard sale, there is a certain degree of excitement that accompanies that find. When it comes to luxury goods these finds are rare, if not impossible. When you do find something that would be considered a luxury good, it’s often accompanied by a sense of panic as to whether or not it is actually real. The RealReal has you covered with their experienced sales staff and exceptional appraisers. The unique thing about The RealReal is that they only deal with luxury goods that are secondhand, so they know exactly what they are looking for to spot a fake. Apparently, the service was sorely needed because since it was founded in 2011 it has exploded. People have shown that they need a way to feel secure when buying used luxury goods.

On recode.com there is an article discussing some of the expansion moves that are being made by The RealReal’s founder Julie Wainwright. Wainwright is hoping to increase private funding for her company in order to expand. She wants the company to meet more of the national and global needs that are growing based on its founding. The company has also had an unintended impact on the luxury good market in general. It seems that while the luxury goods are being purchased at a fraction of the price through the consignor it is also boosting sales for normally priced goods as well. The best thing about this service is that it allows individuals to use the goods before they purchase them, building loyalty for the brands that they feature. This is a very important step in a lasting partnership between Wainwright’s company and luxury brands such as Chanel, Gucci, and Louis Vuitton.

While there is still much that the company can do to increase their stock and retail footprint, they have shown that they are excellent at implementing their business model. It is apparent that Wainwright understands what people need, and she is working to provide them with the goods that they would not normally be able to afford.

Matt Badiali weighs in on freedom checks

The rapid growth of the internet has seen a substantial rise in spam offers that are geared towards taking advantage of unsuspecting individuals. Most of the offers promise quick cash for little or no work at all. This has really affected legitimate investments as no one wants to be swindled. Unfortunately this may stop many Americans from taking advantage of freedom checks when they next come calling.

Matt Badiali is the name and face behind the freedom checks that may soon be used for quarterly and monthly payments. The faculty member of the University of North Carolina and Duke University has made natural resources his field of expertise for more than 20 years now. He has made rounds across the world to Hong Kong, Iraq, Yukon, Papua New Guinea and the Mexican desert. Read this article at Affiliate Dork.

The geologist believes that freedom checks will be influential in helping America attain its goal of energy independence. The gas and oil companies are the main sources of this new investment due to the amazing increase in the production of the two commodities within the US. Imported oil has been on a steady decline as a result of this. Over the next couple of months investors are expected to receive close to $34.6 billion from the firms.

The freedom checks are treated as the other common stocks and Matt Badiali believes that their value will rise exponentially with time. The staggering figures which could rise by 40000% have raised eyebrows from a lot of quarters. Many believe that this is what characterizes scams. Could this be the case?

Master Limited Partnerships (MLPs) are the firms responsible for issuing the freedom checks. They get and refine oil from gas fields in the US including the Marcellus Shale and the Bakken Shale among others. The companies have set up pipeline networks that distribute oil and gas across the country. They have to pay freedom checks, 90 % of their returns, to their investors before they can qualify to be an MLP.

Investors receive tax benefits from freedom checks as no income tax is levied on them. According to Matt Badiali the only taxes on cash sales are at the capital gains rate. Anyone interested in the shares from the MLPs can easily access them from the internet.

Doug P. from Albany, New York, Ralph S. from Colorado and Karl B. from Texas along with Matt Badiali are among the major investors who have cashed in from freedom checks. Wise investors should look to make the most of this new opportunity. Check: https://kennedyaccounts.com/about-freedom-checks/