Retire to a New Lifestyle with HCR Wealth Advisors

Many people might not realize that retirement is about moving on to something new. Most people view retirement as the ending of a career. While this is true, the new retirement system requires people to develop another purpose for their life. Just because an individual is retired does not mean that they will not have anything important or meaningful to do. As long as people are alive, they will need to have some kind of purpose. Without purpose, people lives can end up being filled with negative or unwanted things.

HCR Wealth Advisors understands how important it is for people to be prepared during their retirement years. The registered investment advisory firm can help clients to realize that retirement is more than just financial planning. A person must also plan for their new lifestyle. People that do not have a goal or a plan about how they are going to live life during retirement will probably end up someplace where they do not want to be.

HCR Wealth Advisors integrates various aspects of retirement into a client’s plan. The firm addresses issues regarding relationships and how they will impact a person’s retirement years. The retirement plan will also explore issues related to personal development and leisure activities. Potential retirees can describe the type of life they want to live in retirement and how their money is going to play a big role in that regard.

Retirement is not an end but a beginning. Once people realize this fact, they will look at their retirement differently. In some cases, retired people will use their golden years as a starting point for a new career or purpose. People want to live life to the fullest once they retire. Even if they want to relax and take it easy, having a solid retirement plan in place is essential to the process. Remember that HCR Wealth Advisors can help a retiree plan for a great life once their initial career has come to an end.

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Meet Dubai’s Real Estate Guru: Hussain Sajwani

The real estate of Dubai was not explored until the reign of Hussain Sajwani began. Sajwani is the owner of the dominating real estate firm: DAMAC Premises. The company was founded in 2002. Before this, Sajwani had built ssome hotels to help in accommodating the overflowing population resulting from the business persons in Emirates.

Hussain Sajwani, the DAMAC owner, had always been passionate about real estate. Back in his university days, he sold time share apartments. After school, he began working at GASCO Properties as a contract manager. He says that this job was very demanding. It involved paying the contractors.

During this time as the contractor manager, he realized that he would make so much money if he let others work for him. He also learned that employees had indispensable information that could change the face of a conglomerate company if they were given a chance. He also learned the value of money and time. He says that every minute is valuable. Any minute wasted cannot be re-lived.

Hussain Sajwani quit the job two years later and began his catering venture. The catering venture is currently doing great with over 200 projects and serving more than 150000 meals every day. He says that his success has been accomplished by fighting the spirit of fear. You got to have the courage to try what you believe can work.

Sajwani is named among the most influential Arabs in the world. This is because of his success in business and humanitarian work. He is a compassionate individual who loves to give back to the society. He recently donated AED two million to support an organization whose aim is to clothe needy kids around the world. His contribution would help cloth 50000 children. During the event, he urged other individuals to do the same. He mentioned the need to give children a good environment to nurture their dreams as they are the future leaders.

Hussain Sajwani also has valuable partnerships like that with Donald Trump. Although the latter has assumed office, he is confident that their business relationship will only get better. Their families are also close and spend a lot of time together.

Checkout the available jobs at DAMAC:

PSI-Pay And Kerv Introduces The Convenient New Contactless Payment Ring

PSI-Pay is hastening the arrival of the cashless society with their contactless payment methods. A growing number of consumers now prefer to use cards or their phones to pay for their purchases. In the United Kingdom about half of consumers pay for small purchases using contactless payment options. And Sweden may soon become a cashless society, making them the first country to do so. PSI-Pay has collaborated with Kerv Wearables to make contactless payment even more convenient by developing the contactless payment ring. It eliminates the need to swipe or sign. Consumers simply tap it on the point-of-sale terminal and go.


The rings are the latest salvo in the ‘wave and pay‘ revolution. These new contactless payment methods are fast, convenient and secure. The PSI-Pay rings are comfortable, durable, water and scratch resistant, can be turned off and on and come in 12 sizes for men and women. They eliminate the need to count change or put in your PIN number. Users simply tap and go. PSI-Pay uses proprietary technology in its ring and the transactions are kept secure through RFID technology. Contactless payments has been embraced by the over 60 crowd and the Church of England is testing it in 40 churches.


A United Kingdom based financial technology company that has been around since 2007, PSI-Pay is licensed and regulated by the Financial Control Authority of the British government. The company provides digital accounts and contactless payment options like smartcards, credit cards, debit cards, and now payment rings, to consumers throughout the UK and in 170 countries around the globe. And the contactless payment rings are growing in popularity. The staff at PSI-Pay have extensive alternative banking experience and the company is known for its transparency, efficiency and clarity.


In addition to PSI-Pay and Kerv, a number of other companies offer contactless payment options. They include Andriod Pay, Apple Pay, Google Wallet and EcoPayz. And demand is growing. Last year in the United Kingdom customers got more than 108 million contactless payment cards, according to the UK Cards Association. A MasterCard Principle Member for almost 10 years, PSI-Pay has been providing MasterCard services throughout the EU and worldwide to individuals and organizations. This includes contactless PayPass programs, debit and prepaid cards and virtual cards for use in small on-the-go payments.


The wearable payment ring devised by PSI-Pay and Kerv is now the latest in convenient, flexible contactless payment technologies.

NPG VAN is Utilizing Technology in Modern Political Campaigns

NPG VAN is a technology-based company that provides voter database services for the Democratic Party. The organization also offers web hosting services as well. NPG VAN has been around since 2010 and it is headed by an experienced technological officer named Nathaniel Pearlman. Mr. Pearlman was the chief technology officer for Hillary Clinton when she ran for president in 2008.


The purpose of NPG VAN is to utilize technology for the purpose of campaign finance compliance and for fundraising. These are two very important activities within the process of political campaigning. NPG’s technology is also used for field organizing and for digital organization. When Democrats campaign and have to reach constituents, they now use real world and digital means to carry out this process.


NPG VAN specializes in the use of software such as VoterBuilder which allows party members to track and interact with potential voters. The program simply records basic voter information so that the party can contact party members to get out and vote. Innovation Platform is another technology that is used by NPG VAN and this software program allows outside developers and engineers to write programs for NPG VAN. The programs they write allows the Democratic Party to utilize self-serve online advertising, make live calls and to contact voters through peer-to-peer text messaging tools.


The importance of technology in modern day elections cannot be disputed. Many people do not turn out to the polls to vote. Technology can be used to help motivate or convince these individuals to cast their ballot for a candidate. Modern candidates and political parties also rely on technology to gauge their impact on voters and to figure out what they need to do to improve their chances with winning at the polls. NPG VAN will continue to serve the Democratic Party with its important and practical technology.

One-on-One Interview Real Estate Investor and Philanthropist Jim Toner

Jim Toner has worked as a speaker, radio show host, real estate investor, and consultant for a very long time. He speaks to several people all over the country on why clever real estate investing is important. His vast experience in the real estate industry has enabled him to make real estate investment more user-friendly to people new to this field which has increased the demand for his services. People travel from all corners of the country and pay thousands of dollars just to listen to his sound advice on real estate investment.

Jim has been in the real estate industry for almost three decades, and during this time, he has taught thousands on how to achieve financial freedom through his 12 Little Houses strategy. Being a dynamic philanthropist, he has been recognized nationwide for his works with the homeless and war heroes. He is part of the Pennsylvania Salvation Army advisory board chair.

Where did the Band of Rebel’s idea come from?

Although The Band of Rebels is a part name, it’s more of an attitude. The team I work with comprises of experienced entrepreneurs in the world of business. With our vast experiences, it’s impossible not to have a bit of rebellious attitude. However, this isn’t towards our clients or the public, but towards how things work. There are numerous obstacles that hinder entrepreneurial activities, and this is the reason why only a few succeed.

Which trend excites you more?

I rarely follow trends because that’s what they are – just trends. Instead, I focus more on fundamentals because they won’t change. If a person approaches you with new fundamentals, you should run in the opposite direction. However, if I were to pick a trend that would excite me, I would choose podcasts. Personally, reading is among the keys to success. Reading is the best way to gather ideas. Podcasts work similar to reading but are easier. Podcasts are also free and you can learn from different experts. But keep in mind that you can’t just listen, in case you discover some great ideas or strategies, take them with you. (Reference:

Which strategy has helped you to successfully manage and grow your business?

The “Think and Grow Rich” principal is one of the strategies that has helped me. To succeed, you don’t have to be an expert in anything. What you need is to surround yourself with individuals who have the capacity to fill the holes. Make use of other people’s talent and money. Personally, I have made a couple of multi-million businesses using this simple formula. Start by viewing yourself as a music director waving your magic wand to tell others what to do.

Which business idea would you freely give to your readers?

While some readers may know this, your business plans should include giving away money. This is a proven strategy that has been used by some of the wealthiest people in the world including the Carnegie and Rockefellers. Take 10 percent of every dollar and place in a separate account just for giving. The fun part is that you get to choose what to do with the money as long as it benefits another person.

Get in touch with Jim on Pinterest:

Paul Mampilly- Senior Editor of Banyan Hill Publishing

Banyan Hill Publishing is one of the fastest growing publishers of investment information today. The site publishes high-quality information on investment opportunities that are available in the modern day. The editors of this firm are providing readers in an easy to understand manner that enables them to understand investment opportunities that are available in the economy. The site offers advice on various investment opportunities which include options plays, income-producing investments, mid-cap stocks, undervalued U.S companies, commodities and natural resources. The information available on this website is good for individual investments.

Banyan Hill Publishing was founded in 1998, then known as “The Sovereign Society.” The firm established itself as a leading investment organization that enhanced the culture of personal sovereignty and self-reliance. The company provided advice on global investments strategies, international business corporations, and tips on maintaining financial privacy among other services.

In 2016, the site was rebranded and renamed Banyan Hill Publishing so that it could offer advice on assets protection, entrepreneurship and investing. The editors aim to help Americans to attain “financial freedom” by applying the knowledge provided to be able to make financial decisions of their own. The aim is also to help them make investment decisions with low risk of losses and other business risks that people are faced with today.

Banyan Hill Publishing is offering information and assistance on growing and protecting wealth. By following the steps taken by the site owners, reader stands a chance of making wise business decisions. Most Banyan Hill Publishing experts have been great financial advisers and have practiced as hedge fund managers, have been newsletters, authors, financial advisers to top world leaders among other positions. So, when they are giving information to readers, they are sure of what they are writing about. One of the prominent editors in this firm is Paul Mampilly – an entrepreneur and investment guru.

About Paul Mampilly

Paul Mampilly is a Senior Editor for Banyan Hill Publishing. He is also the author of two newsletters; Profits Unlimited and the Extreme Fortunes newsletters. He specializes in looking for investment opportunities in technology and small-cap stocks.

Paul Mampilly appears in various business media channels such as Fox Business news, Bloomberg and CNBC. His first role in the financial sector was as the assistant portfolio manager of Bankers Trust. He later worked with other top financial institutions in the world such as Deutsche Bank and ING where he was managing multi-millions. Watch:

DAMAC Owner Hussain Sajwani: From Humble Roots To Global Success

There are very few men in this world who can say that they came from nothing and rose to become a global household name and one of the richest men in the world. Even among that very elite group are there many who can say that they not only rose to the highest prominence possible in their industries, but that they did it twice. Hussain Sajwani is among that incredibly small group. Hussain Sajwani came from very humble origins, his father Ali was a shop owner who sold clothing, accessories and other items to the rich and powerful men who were leading the resurgence of prosperity and growth in the middle east during the 70s and 80s. Hussain would often sit in his father’s shop after school, sometimes for hours at a time, while other kids were out in the streets or at home playing. During these times he would listen to his father talk about business, life, manhood, and the impotence of being a success.

To help make ends meet for the family, his mother would make cloth, crafts, and baked goods to trade with the other housewives in their social circle. Ali Sajwani would dabble in business ventures and would sometimes get involved in real estate deals. It was the later of these two activities that would make a major impact on Hussain. Like any father trying to bond with his son, Ali would sometimes bring Hussain along on his real estate deals and would, with a bit of lightheartedness, ask his opinion. These times would form the foundation of Hussain’s love for his future career and would set into motion a series of events that would lead to a global movement.

Hussain did well in school and he was on a path to follow in his father’s footsteps. It was a foregone conclusion that Hussain would take over his father’s shop one day, but deep in his heart, Hussain knew that was not the life that he wanted to live, and somewhere he knew that it was not the life that he was destined to live. He wanted a professional life, not the day to day grind that he saw his father and mother live. He didn’t want to be the man selling the watches and ink pens to the powerful executives that came to his father’s shop, he wanted to be the man buying them.

In school, he worked hard, and he earned a full scholarship to a prestigious medical university in Baghdad. His heart wasn’t in his studies, though. He found himself often thinking about those deals he had watched his father do when he was younger. He had a passion in his soul for real estate and he knew what it was that he wanted to do. He left school and returned home, and soon founded the first incarnation of the company that would eventually come to be known as the DAMAC Group.

As the owner of DAMAC, he had led the company in a wide range of paths that have placed it into position to be one of the strongest and most diversified international conglomerates in the world. The DAMAC Group, under the leadership of Hussain Sajwani, started the middle eastern component of the massive real estate driven economic boom of the early 2000s. After the real estate collapse of 2008, Hussain Sajwani quickly steered DAMAC to a rapid and energetic recovery. Now the corporation is stronger than it ever was, and the lessons that were learned in the aftermath of the crises have placed it in a much more resilient and defensible position than any other major real estate development and holding company in the market today.

With several major projects recently being completed, including two ultra-luxurious golf courses and country clubs that were developed under a partnership with the current president of the United States of America, Donald Trump, DAMAC is still the leader in the region. The Sajwani family have a passion and drive for success that will no doubt lead them and the DAMAC Group to much bigger accolades in the future, but one thing is for sure, the core values imparted to Hussain by his father will always be the guiding light in everything they do. Sajwani on Instagram.

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Bruno Fagali Works to Promote Brazilian Law

Since Bruno Fagali is a lawyer, he knows there are a lot of differences between laws in Brazil. He also knows there are things people have to rely on when they’re working on different opportunities. For Bruno Fagali, the point of helping people is so he can make them have a better understanding of all the legal options in the industry he’s a part of. He also knows there are things that would continue helping create positive experiences no matter what they’re doing. Bruno Fagali began working as an attorney to help and give back in different situations. It made sense for him to do things that people could rely on and things that people could take from different situations.

When Bruno Fagali works with other people, he can help them have a better experience with the legal advice he offers. Bruno works with a lot of high-profile clients. In fact, he works with the Brazilian government. Not many people get that chance and that made things easier on him when he was starting out. He knew he could do a lot and make a huge impact on the way things were working for him. He also knew the industry would change as a result of the things he did to make a difference.

Bruno always had a lot of goals in mind. As an attorney, it was important to him to give back to people who needed it. He also knew things were important because he was doing the best job possible. If he had the chance to go above and beyond, he would take that chance. He would also sometimes take cases he felt he didn’t have a chance to do because of the way he put things together for other people. It didn’t make sense for him to try and help other people with the issues they faced.

Even though Bruno continued growing and continued making the business better, he felt like he had a lot of different chances for success as an attorney. He kept doing things that would change the future for himself and other attorneys. The point of creating positive experiences for other people was so he had a chance to show them what they could get. He didn’t want to show off or try to do things others couldn’t. He just wanted those who saw his work to also see someone who dedicated a lot of time to the business.

The Jim Larkin, Michael Lacey and Joe Arpaio Political Scandal Digest You Need

The entire history of the political affairs in the United States would not be complete without the controversies, intrigues, and scandals that had shaken the nation. Learn more about Jim Larkin and Michael Lacey: and

There are many of them, but right now, one of the most controversial would have to be the one reported at The News Version, about the pardon of President Donald Trump given to former Maricopa County Sheriff Joe Arpaio.

You may have heard of his name from different cases filed against him for his alleged abuse of power, but one of the most heinous he’s done would be his wrongful imprisonment of Jim Larkin and Michael Lacey, the journalist owners of The Village Voice.

We should also say here that the history of the altercation between Lacey, Larkin and Joe Arpaio dates back ten years ago when the Maricopa County Selective Enforcement Unit barged into the house of Larkin and Lacey in the middle of the night and illegally arrested the journalists. Two men hauled them out of their home under charges that they were disclosing confidential information about an investigation involving a grand jury.

It must also be noted here that there were already so many cases filed against Joe Arpaio before such an issue involving the journalists. He was accused of breaking some human rights and other clauses in the constitutional law that protected immigrants. He was also even charged with violating the rights of Latinos, involving racial profiling and other issues involving abuse of power.

The matters got escalated when Lacey and Larkin were forced to stay in prison for about 24 days already, but they got the justice they deserved after they filed a case against Arpaio, with the accusations and corruption charges against him. Fortunately, the judge was in favor for Lacey and Larkin because the two journalists were given settlement money of $3.7 million for the damage that they received.

The Involvement of President Trump

Former Sheriff Joe Arpaio didn’t get to spend time in prison because of the pardon that President Trump gave to absolve him from the Lacey and Larkin case. The pardon was already insinuated before Trump even won as the president, as Joe Arpaio was an active supporter of the campaign of Trump.

It could already be conjectured that Trump saw the pardon as an active gesture for Arpaio’s support for him. Critics argued that the pardon came because Trump wants to appeal to Arpaio’s supporters that saw him as a nationalist hero.

The Profile of Jim Larkin and Michael Lacey

The venture that takes up most of the time right now of Jim Larkin and Michael Lacey is to use the funds they had from the settlement money to push for various programs that support the protection of disenfranchised immigrants. With the Frontera Fund that the two journalists established, they can expose the abuses to free speech and First Amendment that people in the government engage with.

The Frontera Fund is also known for granting migrant-rights organizations established in Arizona the support they need to push for their advocacies that address human rights violations.

Getting to Know about Bruno Fagali

The Fagali law firm was created for a major reason: to meet the demands of legal clients by matching up the extensive knowledge of staff members with the diverse legal issues affecting day to day businesses. The law firm is composed of a team of highly qualified individuals who have experience in Compliance, Advertising Law, Election Law, and Public Law. The man who was behind the wonderful idea of creating the firm is Bruno Fagali, a renowned expert in law who specializes in diverse law-related fields.

Bruno Fagali’s recent report on the proposed bill

Bruno Fagali’s expertise in law has enabled him to serve hundreds of clients who always feel comfortable disclosing their confidential issues to him. Interestingly, he has always been concerned about the legal atmosphere of Brazil thereby suggesting several legal recommendations to the country’s law with the aim of protecting the rights of the land and of the people. Recently, he introduced a bill that would ensure no corruption assets from the country are laundered to the United States. The bill which was introduced in early 2018 was to be passed into a Cleptocracy Asset Recovery Reward Act which would address the issue of corruption. The bill’s provision is that whoever could turn in any money launders or foreign asset would always be awarded $5 million.

About Bruno

Bruno is a Brazilian attorney who has always fought against corruption since he began his career in law. In 2006, he managed to gather a group of experts whom they started the legal practice at the Fagali law firm. Bruno also works with Nova/sb where he is the corporate integrity manager. His main role in the organization is to enforce integrity at the corporate level as well as prevent any forms of fraud at the company. The Nova/sb team was unable to implement their corporate integrity program before they met Bruno due to the fact that they handle contracts that require utmost discretion. And the only person they would rely on for the confidentiality was no one but Bruno. The excellent lawyer will be leading the program for the next three years.